Underinsurance and Gaps in Mental Health Coverage in CT

By Therapy News CT · 2026-07-16

Connecticut residents are facing significant challenges with underinsurance, leading to troubling gaps in mental health coverage. Efforts are underway to address these issues and ensure better access for all residents.

CONNECTICUT — Connecticut residents are increasingly facing the challenge of underinsurance, which is creating significant gaps in mental health coverage. This issue became more prominent in recent months as stakeholders, including policymakers and health providers, discuss potential solutions to ensure better access and treatment for all residents affected by mental health concerns.

The Connecticut Health Foundation recently reported that despite having some insurance, many individuals are unable to afford necessary mental health services due to high deductibles and out-of-pocket costs. The problem is further exacerbated by limited provider networks and services not covered by many insurance plans[1]. This situation leaves many residents, particularly those with lower incomes, without essential mental health care.

Statistics reveal that approximately 23% of adults with any mental illness reported they were not able to receive the services they needed in the past year due to cost, according to Mental Health America. This indicates a severe disconnect between the need for services and the coverage provided by insurers[2].

Mary Katherine Morn, CEO of a local mental health advocacy group, emphasized the urgent need for policy changes.